Some people like to share an apartment with someone like a friend or someone they met online. If you've answered an online request for a roommate, it's only natural that you'll talk about things like household chores, maybe monthly food allowance and of course renters' insurance.
If your room mate was the first one to live in the apartment, he may already have an insurance named after him but it's important that you also have an insurance named after you in case something untoward happens.
These are the things you need to know regarding it.
Your Name On The Policy
You and your roommate are two different people who own separate belongings so his insurance policy might not cover yours despite you being roommates. If you want to be covered by such policy as soon as you move in, ask your roommate to have your name included in it to have the same benefits as him.
